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Consumer Rights and Debt

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Introduction

When you purchase goods or services for your personal use, you are called a consumer.

As a consumer, you have legal rights and responsibilities when you buy goods or services or when you borrow or loan money.

In this section:

The consumer law terms used in this section are listed below:

Consumer The person who purchases a good or service for personal use
Contract An agreement between two or more people
Creditor The person who is owed an amount of money
Debt An amount of money a person owes
Debtor The person who owes money
Expense Money spent on something
Goods A product. Something you buy
Income Money received by you – usually earned
Small Claims Court A court that hears claims for up to $35,000
Warranty A promise about the quality of a product or service

 

Last reviewed date: 2021/ Apr